“I think everything is in there,” I said as I handed the large envelope over to the representative at the front desk.   I dropped my taxes off at the accountant this week.  For weeks I’ve been carefully gathering all that I need to get this done.  I’m also working with her on tax planning for this new year, making whatever adjustments are needed.  I’m doing the same with my financial advisor, something I’ve done for many years, and which has afforded us the benefit of financial security.  These steps are intentional, and they help us to minimize surprises.